Knowledge Bank
Your comprehensive guide to the white papers, articles, case studies and thought leadership most relevant to FinTech.
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Thought Leadership Digital Transformation
Super app or super disruption?
12 August 2019
If you reside in the West, you may have heard of super apps. If you live in Asia, you probably spend...
Thought Leadership InsureTech
Partnering with insurtechs to face latest mobility twist
12 August 2019
Throughout history humans have been on the move, and they found ways to handle the associated risks....
Thought Leadership FinTech
Global FinTech Adoption Index 2019
12 August 2019
FinTech has evolved in significant ways since we published our first global EY FinTech Adoption Inde...
Thought Leadership Regulation
ICOs and Regulation in the United Kingdom
12 August 2019
Over US$7billion is reported to have been raised this year, with over US$5billion raised in 2017, by...
Articles Payments
Payments: diversity matters - speech by Victoria Cleland
12 August 2019
In her speech, Victoria reflects on two topics. The first is the importance of having a diverse work...
Thought Leadership Machine Learning
Machine learning explainability in finance: an application to default risk analysis
12 August 2019
We propose a framework for addressing the ‘black box’ problem present in some Machine Le...
Articles Cyber Security
Privacy as a Public Good: A Case for Electronic Cash
12 August 2019
Cash gives users a high level of privacy when making payments, but the use of cash to make payments...
Videos Open Banking
Open Banking: The Road Ahead
12 August 2019
In June 2018 PwC launched The future of banking is open: how to seize the Open Banking opportunity -...
White Papers Digital Currency
A Tale of Two Countries: Cash Demand in Canada and Sweden
11 August 2019
Cash use for payments has been steadily decreasing in many countries, including Canada and Sweden. T...
Thought Leadership Digital Currency
Crypto-assets – trends and implications
11 August 2019
The ECB actually first started to explore trends in crypto-assets back in 2011 and published its fir...
Thought Leadership FinTech
Eight ways FinTech adoption remains on the rise
11 August 2019
This year, in the EY third biennial FinTech adoption trends survey, 96% of the 27,000 consumers...
Thought Leadership Cyber Security
Cyber trust - a platform for banks' growth
11 August 2019
I believe the digital revolution is a marvelous opportunity for banks to build on their existing, si...