Knowledge Bank
Your comprehensive guide to the white papers, articles, case studies and thought leadership most relevant to FinTech.
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Articles Digital Currency
Cryptocurrencies... the future landscape
12 August 2019
The first decentralised cryptocurrency was created in 2009 and many jurisdictions around the world a...
Articles Digital Transformation
FCA guidance on cryptoassets
12 August 2019
The 31 July 2019 FCA policy statement PS19/22 : Guidance on Cryptoassets sets out the FCA&...
Articles A.I.
Banking on the Bots: unintended biais in AI
12 August 2019
The use of AI in financial services is introducing new ethical pitfalls, risking unintended biases w...
Articles Investment
FinTech and investment: how to attract investment and common pitfalls in fundraising
12 August 2019
Investment in FinTech businesses has grown exponentially over the past decade and continues to do so...
Articles Technology
Who to bank on: big techs or traditional banks?
12 August 2019
The BIS Annual Economic Report 2019 undertook a review of the opportunities and&...
Thought Leadership Digital Transformation
Super app or super disruption?
12 August 2019
If you reside in the West, you may have heard of super apps. If you live in Asia, you probably spend...
Thought Leadership InsureTech
Partnering with insurtechs to face latest mobility twist
12 August 2019
Throughout history humans have been on the move, and they found ways to handle the associated risks....
Thought Leadership FinTech
Global FinTech Adoption Index 2019
12 August 2019
FinTech has evolved in significant ways since we published our first global EY FinTech Adoption Inde...
Thought Leadership Regulation
ICOs and Regulation in the United Kingdom
12 August 2019
Over US$7billion is reported to have been raised this year, with over US$5billion raised in 2017, by...
Articles Payments
Payments: diversity matters - speech by Victoria Cleland
12 August 2019
In her speech, Victoria reflects on two topics. The first is the importance of having a diverse work...
Thought Leadership Machine Learning
Machine learning explainability in finance: an application to default risk analysis
12 August 2019
We propose a framework for addressing the ‘black box’ problem present in some Machine Le...
Articles Cyber Security
Privacy as a Public Good: A Case for Electronic Cash
12 August 2019
Cash gives users a high level of privacy when making payments, but the use of cash to make payments...