HM Treasury

The UK government’s economic and finance ministry

HM Treasury


HM Treasury is the government’s economic and finance ministry and leads on developing and enhancing the UK’s status as a global financial centre. Treasury’s Financial Services Group is responsible for promoting a high performing financial services sector that supports growth in the UK economy and macroeconomic stability, while delivering high quality outcomes and a competitive market for consumers and businesses. 

When markets are competitive, individual firms must offer products and services that are better value, higher quality or more innovative than their competitors, in order to attract and retain more customers. That is why successive governments since 2010 have taken significant steps to increase competition in financial services, including creating an environment in which Fintech firms can grow and compete with incumbents. To ensure that the whole of the UK benefits from FinTech, the government has announced six Regional FinTech Envoys charged with fuelling the growth of firms across the country.

Internationally, the Government is committed to working with other jurisdictions to minimise barriers to entry for fintech firms that wish to expand globally, and to ensure that the growth potential of UK fintech is showcased to international investors. 

HM Treasury works closely with the Department for International Trade and the Financial Conduct Authority to create a UK ecosystem that delivers innovative policy, regulation and trade opportunities that support growth in fintech. 

Announced at Autumn Statement in 2016, HM Treasury has led on the creation of thegovernment-funded FinTech Delivery Panel,a groupof industry experts from leading fintech startups and financial services institutions that collaborates to ensure the UK continues to be the intellectual, technological and financial capital of the world for fintech. The FDP develops collaborative initiatives to positively impact domestic fintech startups and accelerate their time to market.

HM Treasury published the UK’s first FinTech Sector Strategy in March 2018 that sets out how we intend to ensure not only that the UK remains the best place in the world for Fintech, but also that these opportunities are realised in full.

HM Treasury leads on the Financial Innovation Partnership which builds on and deepens bilateral engagement on emerging trends in financial services innovation between the United Kingdom and United States.

HM Treasury launched the UK-India FinTech Dialogue in February 2019 to provide a forum for sharing knowledge and information on FinTech policy development and regulation in each sector between policy makers and regulators in the UK and India. 


HM Treasury , 1 Horse Guards Road , London , London , SW1A 2HQ , United Kingdom



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Meet the team at HM Treasury
Rt Hon Sajid Javid MP

Chancellor of the Exchequer

The Chancellor is the government’s chief financial minister and has overall responsibility for the work of the Treasury, including championing the needs of the fintech sector by creating a strong business environment.

John Glen MP

Economic Secretary to the Treasury

The Economic Secretary has responsibility for the competitiveness of the City of London and works to preserve and extend the UK’s position as a leader in fintech.

Katharine Braddick

Director General for Financial Services

Katharine has leads on all aspects of financial services and financial stability policy for the Treasury.

Gwyneth Nurse

Director for Financial Services

Gwyneth leads on domestic financial services policy at HM Treasury, including fintech.

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