Fingular, a Singapore-based neobank, has achieved profitability in under three years and surpassed 5 million customers across South and Southeast Asia. Specializing in financial inclusion, it leverages AI-powered lending and user-centric digital products. The company has quickly expanded its footprint, launching fully online lending services and entering underserved markets like Malaysia, Bangladesh, and Qatar. By addressing credit gaps with innovative technology, Fingular aims to become a global neobank leader, targeting 30+ countries by 2030.
Key Points:
- Early Profitability: Achieved breakeven in under three years, with success in Malaysia.
- Customer Growth: Reached over 5 million users across multiple markets.
- Innovative Offerings: Introduced paperless lending and BNPL services using AI and machine learning.
- Expanding Reach: Active in Malaysia, India, Bangladesh, and other emerging markets.
- Long-Term Vision: Plans to operate in over 30 countries by 2030, focusing on financial inclusion
