Zilch, founded in 2018 by Philip Belamant, achieved unicorn status in just 14 months and is Europe's fastest-growing fintech.
The company aims to eliminate high consumer credit costs through its ad-subsidized payments network. Zilch offers consumers rewards and interest-free credit while saving them substantial amounts in fees. The firm has grown rapidly, reaching over 4 million customers and generating significant Gross Merchandise Value. Key to their success are regulatory compliance, innovative AI technology, and strategic partnerships with companies like AWS and Checkout.com.