Bhuma IT Consultancy Ltd

Simplify, expedite and expand the adoption of real-time payments globally

Bhuma IT Consultancy Ltd

Who we are:

A UK-based IT consultancy and software engineering company, led by entrepreneurs and finance professionals with 15-years’ experience in payments, clearing and settlement systems plus over 10-years working in the real time payments environment.

Our vision:

The advancement of a global real-time payments eco-system, driven by key principles of innovation, education, collaboration and agility.

Our mission:

To simplify, expedite and expand the adoption of real-time payments in the US and globally.

Why choose Bhuma?

Bhuma began from a position of customer-led development. As experienced fintech professionals, we’ve walked in your shoes, faced the same every-day challenges you face and truly understand the priorities your business needs to bring to fruition.

Increased agility, digitalisation, innovation, an enhanced customer experience, business growth – undoubtedly these are the kind of goals that are high on your agenda and that’s why Bhuma’s services have been designed to address them all.

By collaborating with Bhuma, you benefit from the company’s policy of always pursuing and delivering coherent, scalable, resilient and frankly ground-breaking IT solutions. Alongside this, you’ll find our pragmatic and collaborative style of working is one that’s focused on long-term relationships and a consultative (not a hard-sell) approach, while also profiting from our commitment to maintaining industry-competitive rates.

Our team may be small in number but the breadth of our experience is vast, meaning Bhuma can provide elegant solutions for business challenges such as agile product management, business analysis, enterprise and solution architecture, data architecture, automated testing, service migration, the development of high-volume transaction processing systems and more.

While working with new businesses and innovative technologies or processes is what gets us excited, at Bhuma, we’re just as keen to invest our energies into people. Because of this, our team offer clients several key commitments around professionalism, reliability, dedication and delivery (on time, every time).

We believe this is what genuinely puts us ahead of the competition. Our aim is to help your business do the same.

Year Established


Number Of Employees



Unit 8 , Dock Office , Surrey Quays Road , London , London , SE16 2XU , United Kingdom



London South England

Meet the team at Bhuma IT Consultancy Ltd
Rajeeva Tiwari


Rajeeva has over 20 years’ experience in the domains of real-time payments processing, pre-paid cards and financial crime.

Kapil Mohan

Principal Consultant

Kapil has more than 20 years of experience in architecting, designing and developing enterprise solutions.

Dinesh Singh


Dinesh has over 20 years of progressive experience in Development, Business Analysis and Testing of technology solutions.

Jyoti Shetty


Jyoti has over 20 years experience in Development, Analysis and Quality Assurance, leading teams to deliver high quality products.

Content provided by Bhuma IT Consultancy Ltd


Bhuma’s GP2 – The Next Generation Tool for Growing the Real Time Payments Eco-System
July 02, 2019

Bhuma’s GP2 – The Next Generation Tool for Growing the Real Time Payments Eco-System

While it’s not hard to see the argument for growing the Real-Time Payments ecosystem, in a world tha...

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