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Understanding and Preparing for the Impact of PSD2

June 06, 2019 | Payments

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FinTech PSD2
Understanding and Preparing for the Impact of PSD2

PSD2 is the revised Payment Services Directive enacted by the European Commission (EC) on January 13, 2018.

It is scheduled to take full effect on September 14, 2019, at which time providers will need to implement the technical requirements, including Strong Customer Authentication (SCA), outlined in PSD2.

Its mandates are far-reaching, affecting not only enterprises within the European Union, but also any online retailer with European customers. In fact, to increase security for remote transactions in their own countries, many non-EU governments have adopted some of the mandates first proposed by the EC.

So, no matter where our clients conduct their business, it’s critical they have a working understanding of PSD2, its provisions, and some of the solutions that can help make compliance possible.

In this white paper, First Data succinctly explains how PSD2 will affect both incumbent financial institutions and the FinTech community.

 

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